Penalty for Breaking a Mortgage

There are many reasons why you might want to get out of your mortgage contract early. Maybe the interest rates have dropped, and you want to take advantage of the new rate. Maybe you want to move to a new... Read More

Things to do in Banff (Canada)

Banff National Park is one of Canada’s national treasures, and a world-renowned destination to visit. Banff brings in millions of visitors every year. The area is home to the stunning Rocky Mountains, beautiful lakes such as Lake Louise, and a... Read More

Registered Education Savings Plan – RESP (Canada)

The Registered Education Savings Plan (RESP) is a Canadian government regulated account (similar to TFSA’s) that provides tax advantages for money that is going towards paying for higher education.  The money in your RESP account can be invested in a... Read More

Investing in Farmland

Land is one of the oldest investments available. The proponents of investing in farmland think that it is an excellent long-term investment while providing a safe haven for your money during economic downturns. With a growing global population and shrinking... Read More

Investing in Water

Most of our planet’s surface is covered in water, but the vast majority of it is not drinkable (97% of it is seawater). If we take a close look at how much water is readily available for human use, only... Read More

FIRE Movement: Financial Independence Retire Early

Do you want to retire in your 30’s or 40’s? If so, then you might be the perfect candidate for the FIRE movement. FIRE is an acronym for “Financial Independence, Retire Early.” The main attribute of this movement is hyper-aggressive... Read More

Carbon Credit Investing

Retail investors have jumped into funds that are actively trading carbon credits/allowances, and have been handsomely rewarded. The carbon credit market has also been attracting investor cash from environmentally conscious funds that are looking to invest in the transition away... Read More

TD Direct Investing Review

TD Direct Investing is one of Canada’s first online retail investing platforms.  Though they have been slow to react to competitive threats such as Questrade, they have been upping their game year over year to improve the functionality of their... Read More

Asset Allocation Canada

Asset allocation is essentially dividing your investment portfolio dollars between various assets for the purposes of diversification. These assets can include things such as stocks/ETF’s/Funds, bonds, and cash. The purpose of diversification is to ensure that your money is protected... Read More

Should You Buy an Electric Car?

The automotive industry is beginning to embrace a future where electric cars dominate. Don’t believe us? All you need to do is be on the lookout for electric cars when you’re out driving. It seems that every month you see... Read More