Atlantis Submarine Waikiki Review

Have you ever wanted to check out what’s really happening deep below the surface of the ocean? If you’re not a scuba diver, then checking out the ocean floor in a submarine is probably your best bet. We didn’t have... Read More

Maximize Your Extended Health Benefits (Canada)

One of the great things about living in Canada is that the provincial governments cover all of the medical costs that are deemed “necessary”. The downside is that common things like vision, dental, and most therapy treatments such as psychology... Read More

4 Percent Rule

The 4% rule is a common financial rule of thumb to help you with retirement planning.  In short, the 4% percent rule states that you should be able to withdraw 4% of your total savings in year one of retirement.... Read More

7 of the Most Practical Ways to Save Money

Are you trying to be better about saving money? You’ve heard the same advice, time and time again: spend less. But the question now is, how? “Spend less” is vague, and you have expenses to pay that you can’t just... Read More

XRE VS ZRE

Real Estate Investment Trust (REIT) stocks have been very popular. The reasons are that they provide a low cost way for exposure to real estate, a healthy monthly payout, and you’re also investing in something tangible. As an added bonus,... Read More

Can You Overdraft a Credit Card, Debit Card, or Savings Account?

Overdraft protection is a banking service consumers can opt into to overdraw their checking accounts for a fee. For instance, if your account only has $10 in it and you forgot about your upcoming $15 Netflix subscription, your payment will... Read More

Cash-out Refinance: How to Know if it’s Time

Traditional refinancing entails swapping out your current debt, often a mortgage, for another loan with better terms. For example, many people choose to refinance their homes when housing market interest rates drop so they can pay less money in the... Read More

Cheapest Way to Exchange CAD to USD

Currency conversion can be a big expense for Canadians who love to travel. Since the US Dollar is the global reserve currency, it is the most common currency for people to exchange into. So what is the cheapest way to... Read More

Did Brokerages Side With Wall Street to Crush Retail Investors?

The rise of the Reddit traders have made a lot of news recently. There seemed to be a titanic battle between wall street funds and retail investors over the fate of stocks such as GameStop. Wall street funds were betting... Read More

What to do if You Need Cash Quickly

Emergencies happen. Bills are due, but you don’t have sufficient funds in your account to cover them all. Unfortunately, failing to make a payment could negatively impact your credit score and result in you owing more thanks to late fees... Read More