Posts filed under: Personal Finance

Personal Finance

FIRE Movement: Financial Independence Retire Early

Do you want to retire in your 30’s or 40’s? If so, then you might be the perfect candidate for the FIRE movement. FIRE is an acronym for “Financial Independence, Retire Early.” The main attribute of this movement is hyper-aggressive... Read More

Carbon Credit Investing

Retail investors have jumped into funds that are actively trading carbon credits/allowances, and have been handsomely rewarded. The carbon credit market has also been attracting investor cash from environmentally conscious funds that are looking to invest in the transition away... Read More

Should You Buy an Electric Car?

The automotive industry is beginning to embrace a future where electric cars dominate. Don’t believe us? All you need to do is be on the lookout for electric cars when you’re out driving. It seems that every month you see... Read More

Is a Great Inflation Coming?

Is inflation coming? This is a question that is on a lot of people’s minds these days, and can be difficult to answer.  In general, inflation happens where there’s too much money chasing too few goods and services. When central... Read More

CD VS Bonds

Certificates of Deposit (CD’s) and bonds are two of the safest investments that you can make with your money in the United States. People sometimes get the two confused, and ask “Is a CD a bond?”. CD’s and bonds are... Read More

How to Stay Calm When Dealing With Financial Stress

Have your money problems become so dire that you find yourself searching “I need financial help immediately?” We get it. You’re in a tight spot, and you’re panicking. Hearing that you’re not alone doesn’t really help, and you aren’t sure... Read More

4 Percent Rule

The 4% rule is a common financial rule of thumb to help you with retirement planning.  In short, the 4% percent rule states that you should be able to withdraw 4% of your total savings in year one of retirement.... Read More

7 of the Most Practical Ways to Save Money

Are you trying to be better about saving money? You’ve heard the same advice, time and time again: spend less. But the question now is, how? “Spend less” is vague, and you have expenses to pay that you can’t just... Read More

Can You Overdraft a Credit Card, Debit Card, or Savings Account?

Overdraft protection is a banking service consumers can opt into to overdraw their checking accounts for a fee. For instance, if your account only has $10 in it and you forgot about your upcoming $15 Netflix subscription, your payment will... Read More

Cash-out Refinance: How to Know if it’s Time

Traditional refinancing entails swapping out your current debt, often a mortgage, for another loan with better terms. For example, many people choose to refinance their homes when housing market interest rates drop so they can pay less money in the... Read More