Posts filed under: Personal Finance

Personal Finance

Did Brokerages Side With Wall Street to Crush Retail Investors?

The rise of the Reddit traders have made a lot of news recently. There seemed to be a titanic battle between wall street funds and retail investors over the fate of stocks such as GameStop. Wall street funds were betting... Read More

What to do if You Need Cash Quickly

Emergencies happen. Bills are due, but you don’t have sufficient funds in your account to cover them all. Unfortunately, failing to make a payment could negatively impact your credit score and result in you owing more thanks to late fees... Read More

Buying a Car: Is It Better To Pay Cash or Finance

Congratulations on looking into a car purchase! This is an exciting time, but can also come with the stress of making sure you get the best deal.  One of the key decisions you might be struggling with is whether to... Read More

An Introduction to NSF Fees: Why Were You Charged?

If you’ve been in a similar scenario, you’re not alone: you write a rent check for $800, only for the check to bounce. You could have sworn you had at least $1,000 in your account, but alas, you were a... Read More

What is a REIT

A REIT is a powerful investment that is part of many strong portfolios. It provides a steady stream of income, and is a good hedge against inflation. A REIT is even more attractive if you can hold the investment in... Read More

Overdraft Protection: Is It Worth it?

Imagine you are checking out at the grocery store, ready to buy a carton of eggs. It’s a small purchase — maybe $2.75 for a dozen. You hand over your debit card, completely forgetting that you only have $1 currently... Read More

The Life Cycle of Love and Money

Today we’re going to discuss something almost everyone wants. It can bring great joy or great pain, but it can be awkward to talk about. We’re of course referring to… wait, is this post about love or money? Oh, both?... Read More

8 Credit Card Tips to Avoid Holiday Debt

Are credit cards a blessing or a curse? Well, it all depends on your spending habits. With good habits, using a credit card actually saves you money since you can earn cashback or other rewards. With bad habits, you’ll be... Read More

The Smith Maneuver – Save Big On Taxes

Have you ever thought about making the mortgage interest on your house tax-deductible? Depending on your situation, this could save you a lot of money! In the United States, you’re already able to claim mortgage interest expenses related to roughly... Read More

Structured Notes – The Ultimate Investment?

Structured notes are a powerful investment product that should be considered as part of your portfolio. The right structured note combines protection for your money with the upside for investment gains. There are lots of complexities that can be built... Read More